CryptoProcessing by CoinsPaid has processed over €23 billion to date, with processing volumes increasing noticeably in recent months. It highlighted critical challenges, including fragmented liquidity, market volatility, risk exposure, and compliance demands. In response, CoinsPaid initiated a strategic overhaul of its payment processing system, partnering with Finery Markets and FinchTrade to meet the standards of institutional crypto finance.
How CoinsPaid Shifts to Institutional-Grade Payment Architecture
CoinsPaid implemented an upgraded crypto payment system built on collaboration with two institutional-grade partners.
Finery Markets is a global trading infrastructure provider focused on digital assets for institutional clients. They specialize in electronic communication network (ECN) technology and the automation of trading workflows.
FinchTrade, a Switzerland-based provider of over-the-counter (OTC) liquidity for digital assets, is oriented toward high-volume transactions and supports non-custodial settlement models.
Through a strategic partnership, CoinsPaid, Finery Markets, and FinchTrade have collaboratively upgraded the crypto payment infrastructure, delivering a more robust, scalable, and efficient system.
CoinsPaid continues to serve as the central orchestrator of payment operations, focusing on crypto payment processing and client-facing services, while Finery Markets and FinchTrade bring deep technical expertise in trading infrastructure and liquidity access.
Specifically:
- Finery Markets contributed institutional-grade capabilities in liquidity aggregation, automated order execution, and trading risk controls — a critical layer in building a responsive and efficient execution pipeline.
- FinchTrade added access to OTC liquidity across 200+ digital assets, enabling fast and secure settlement within a non-custodial operational model.
The overall interaction is structured around functional specialization: FinchTrade is responsible for liquidity access, Finery Markets handles aggregation and execution, and CoinsPaid manages payment intake and processing.
CoinsPaid’s Upgraded Payment Model
At the core of the integration is communication between all system components. CoinsPaid connects to Finery Markets’ ECN via API, gaining real-time access to liquidity from FinchTrade and other vetted counterparties instantly.
For example, when a €1,000 payment in BTC is initiated:
- Finery Markets aggregates pricing data and selects the best available rate.
- It automatically checks pre-trade risk conditions and executes the order.
- FinchTrade, as the liquidity provider, executes the trade and handles the settlement.
- CoinsPaid completes the payment processing on its platform..
The entire process is fully automated and resilient to external volatility. Finery Markets manages order routing, execution control, price aggregation, and post-trade operations, reducing technical and operational overhead for CoinsPaid’s payment platform. All components operate continuously, with no downtime or manual intervention.
Operational Outcomes of CoinsPaid’s Enhanced Payment Architecture
The upgraded architecture enabled CoinsPaid to move from a conventional processing model to an institutional-grade system with full automation, flexible integration, and built-in risk management.
Key elements of the new model include:
- Single access point to global liquidity via Finery Markets’ ECN.
- No need for pre-funding, thanks to FinchTrade’s non-custodial model.
- Ultra-fast execution, with most transactions completed in under a second.
- Rapid asset onboarding, allowing new digital assets to be integrated within 24 hours.
- API-first design, enabling easy scaling and global market expansion.
In addition, the upgraded payment model incorporates pre-trade risk controls, exposure limits, real-time credit monitoring, and built-in circuit breakers. These features collectively ensure uninterrupted operations, even during heightened market volatility.
Also worth noting is FinchTrade’s volume-tiered fee model, which, when paired with Finery Markets’ smart order routing, helped reduce execution costs across the board.
As a result, CoinsPaid has improved performance metrics and established a foundation for sustainable growth amid the institutionalization of the crypto market. The partnership with Finery Markets and FinchTrade represents a strategic milestone, transforming the CryptoProcessing by CoinsPaid infrastructure into one that is more reliable, scalable, and aligned with the demands of an evolving industry.
