When we think of loans, banks are usually the first thing that comes to mind — the traditional intermediaries connecting those who need financing with those who can provide it. However, the digital transformation of finance has made it possible for borrowers and lenders to connect directly through P2P platforms, where technology replaces intermediaries and makes the process faster and more transparent. The rise of the FinTech industry has turned P2P lending into a major component of the alternative finance sector. According to Industry Research,...
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