U.S. mortgage lender Newrez announced the launch of a program that will allow cryptocurrency assets to be considered in mortgage approvals without requiring their liquidation. The product will become available in February 2026.
Newrez, one of the largest mortgage lenders and servicing providers in the United States, stated its intention to recognize cryptocurrencies as an acceptable tool for asset verification and income assessment in mortgage lending.
Under the new model, borrowers will be able to use digital assets during the mortgage qualification process without being required to sell their cryptocurrency, previously a standard market requirement. This approach will allow clients to maintain their investment positions and increase financial flexibility when purchasing a home.
The product will be launched in February this year and will become part of the Smart Series lineup, one of the largest collections of non-agency mortgage solutions on the market offered by Newrez.
According to Leslie Gillin, Chief Commercial Officer at Newrez, the initiative aims to expand access to mortgages for digital asset holders and attract a new group of borrowers. According to company data, around 45% of Gen Z and millennial investors already own crypto. Newrez views this audience as a key group of future borrowers for whom traditional mortgage requirements are unsuitable, as they fail to account for the structure of their assets.
More details on what a crypto mortgage is, as well as key nuances and practical tips for obtaining one, can be found in CP Media’s special materials.
