Quantoz and Visa Expand Stablecoin Use in Europe

February 18, 2026 · 3 min read
Quantoz and Visa Expand Use of Stablecoins in Europe

Dutch company Quantoz obtained principal membership status in the Visa payment network, enabling it to issue virtual debit cards and facilitate stablecoin payments at Visa accepting merchants.

Quantoz Payments announced that it signed an agreement with Visa under which the company became a principal member of the payment network. The new status allows Quantoz to independently issue Visa virtual cards and act as a BIN sponsor for third-party FinTech companies and platforms.

The partnership is focused on the European market. Through Quantoz, FinTech companies and digital platforms will be able to directly integrate the issuance of Visa virtual cards into their products, defining branding terms, pricing models, and card management parameters.

Quantoz Payments holds an Electronic Money Institution (EMI) license from De Nederlandsche Bank (DNB) and issues its EURQ and USDQ stablecoins as regulated electronic money within the European Economic Area.

Thanks to the partnership, clients of FinTech services will be able to use stablecoins and electronic money for everyday payments, both online and in retail stores, as well as through Apple Pay and Google Pay mobile apps. The balance of an account opened with Quantoz will be directly reflected on the virtual card and used to pay for goods and services at any merchant that accepts Visa cards.

The solution is being developed as part of Quantoz’s strategy to implement embedded payment services. Technical integration with Visa’s infrastructure has already begun. The company will handle regulatory compliance, operational support, and the technological component, enabling partners to launch their own card products under their own brand without having to build complex infrastructure themselves.

As the integration is completed, Quantoz plans to expand cooperation with partners to create new consumer and corporate use cases for regulated digital assets.

Arnoud Star Busmann, CEO of Quantoz Payments, called obtaining Visa principal membership a key milestone in the company’s development. According to him, it’ll help make regulated digital assets a full-fledged tool for everyday payments and lower barriers for FinTech companies launching new products.

Jos van de Kerkhof, Visa Country Manager for the Netherlands, noted that Visa continues to support innovation in the payments market and the development of new ways to use digital value within a reliable card infrastructure. He added that cooperation with Quantoz will allow FinTech companies to integrate regulated digital assets into the existing card ecosystem while maintaining high standards of security and regulatory compliance.

Visa has been actively working on integrating stablecoins into its products. In September 2025, the company announced plans to test stablecoin integration into the Visa Direct money transfer platform, and several months later, FinTech company BVNK was introduced as the infrastructure provider for stablecoin payments under the initiative.