In 2025, the Solana blockchain processed stablecoin transactions worth more than $1 trillion. Against this backdrop, the network’s developers released an expanded guide for building payment solutions on Solana.
The Solana Developers team shared the blockchain’s achievements in 2025. In particular, the volume of stablecoin transactions exceeded $1 trillion. The average transaction finality time on the network is ~400ms, and the median fee is ~$0.001 per transaction.
According to the developers, these metrics make the network ideal for a wide range of payment use cases. As a result, the Solana Developers team introduced an updated set of tools and guides for building payment infrastructure on the blockchain, designed for mass-market and enterprise use cases, from international transfers and global payouts to merchant payment acceptance and settlement automation.
According to the published guide, Solana offers several advantages for building complex payment systems for money transfers, including:
- The use of separate fee markets for payment transactions, allowing transfers to be processed independently of network congestion caused by other activity, while reducing the risk of fee spikes and delays during large-scale payout operations.
- Parallel transaction execution, which increases network throughput and enables the processing of a large number of payments simultaneously.
- Built-in memos that allow identifiers and service data to be transmitted within transactions, simplifying automated reconciliation, accounting, and compliance processes.
- The ability to send payments directly in stablecoins, meaning end users aren’t required to purchase SOL in advance to pay for gas.
The materials cover both basic operations for sending and receiving payments and more advanced scenarios, including mass payouts, agent-based and delayed payments, permission management, and production launch requirements. According to Solana Developers, the update should lower the entry barrier for teams building payment solutions and speed up product deployment on the mainnet.
Solana devs are preparing to turn the blockchain ecosystem into a full-fledged infrastructure for global capital markets, with a series of technological upgrades planned over the next few years. The team also introduced the Winternitz Vault asset custody solution, which provides protection against attacks using quantum computing.
