A new payment solution for Tangem Wallet, powered by the USDC stablecoin and a virtual Visa card, is being prepared for launch. It’ll enable users to make purchases directly from their crypto address without intermediaries or fees.
Tangem announced the gradual rollout of Tangem Pay, a new payment tool integrated into Tangem Wallet. Users will be able to pay for goods and services anywhere Visa cards are accepted, while their funds remain on the blockchain until the moment of payment.
Tangem Pay combines the principles of non-custodial storage with the convenience of traditional payments. During transactions, the USDC balance is converted into U.S. dollars at a 1:1 rate at the time of purchase. The service charges no transaction fees or monthly payments, except for standard Polygon network fees and Visa’s currency conversion charges when making payments in other currencies.
The Tangem Pay feature is an optional addition to Tangem Wallet and requires KYC verification, conducted by an independent partner to comply with regulatory requirements. User data isn’t shared with Tangem, ensuring wallet privacy remains unchanged.
The phased rollout of Tangem Pay will begin in late November 2025, covering:
- USA — 33 states including California, Florida, New York, and Texas;
- Latin America — 29 countries including Brazil, Argentina, Mexico, and Colombia;
- APAC and the Middle East — 8 jurisdictions including Australia, Japan, Singapore, Hong Kong, South Africa, and the UAE.
Expansion into Europe and the U.K. is planned for Q1 2026. User onboarding will proceed in stages, based on a live waiting list.
In late October 2025, Visa announced plans to expand stablecoin support and enable banks to manage their own digital assets.
