For a long time, payment acceptance followed a relatively simple model. A company connected to a single payment provider or acquiring bank and processed most transactions through that partner. This approach works well for smaller businesses operating in a single country, accepting a limited number of payment methods, and handling relatively few international transactions. However, the rise of digital commerce has reshaped the payments landscape. According to a McKinsey study, global payments industry revenue grew by approximately 11% year over year in 2024, exceeding $2.4...
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