Visa announced plans to expand its stablecoin support and enable banks to manage their own digital assets. The company is strengthening its focus on digital currencies and FinTech infrastructure that bridges traditional and blockchain-based payments.
Visa CEO Ryan McInerney stated during the company’s Q4 and 2025 conference call that Visa will broaden its stablecoin support by launching operations across four new blockchains and adding four additional stablecoins, which will be convertible into over 25 traditional fiat currencies.
According to McInerney, Visa sees strong momentum in the stablecoin space and aims to expand partnerships with banks and financial institutions for cross-border settlements using digital assets. Visa integrated support for USDC, PYUSD (PayPal USD), USDG (Global Dollar), and EURC (Euro Coin), which operate on Ethereum, Solana, Avalanche, and Stellar. The list will soon be expanded with new assets and blockchains, the CEO confirmed.
Since early 2020, Visa has processed more than $140 billion in crypto and stablecoin transactions. In Q3 2025 alone, stablecoin card transaction volume quadrupled YoY, reaching an annualized $2.5 billion in monthly volumes.
McInerney emphasized that the next phase will focus on developing the Visa Tokenized Asset Platform, allowing banks to mint and burn their own stablecoins within the Visa ecosystem. These features will be integrated with Visa Direct, enabling instant cross-border transfers and settlements in digital currencies.
According to the company’s report, Visa posted $10.7 billion (+12%) in net revenue and $5.8 billion (+7%) in non-GAAP net income for Q4, and $40 billion (+11%) and $22.5 billion (+11%), respectively, for the full year. Growth was primarily driven by increased international and digital transactions:
- payment volume up 8%;
- cross-border transactions up 13%;
- processed transactions up 10% (257.5 billion for the year).
Visa also raised its dividend by 14% to $0.67 per share, ending the year with $20 billion in cash reserves.
Ryan McInerney reaffirmed Visa’s commitment to becoming an infrastructure bridge between traditional finance and the Web3 economy. He highlighted that tokenization, artificial intelligence, and stablecoins are becoming the core of the next-generation payment architecture.
In 2025, Visa launched the VCS Hub, a global AI-powered platform for commercial payments, integrated stablecoins into Visa Direct, and initiated a program to merge FinTech solutions and digital payments with the company’s commercial products.
