Up to 20% of individuals under 30 consider cryptocurrency investments an alternative to traditional retirement savings.
More than 40% of Gen Z and Alpha members, aged 28 and younger, already invested in cryptocurrencies, according to a study by Bitget Research.
The study reveals that 20% of young people view cryptocurrencies as an alternative to traditional retirement savings. Furthermore, 78% of respondents expressed greater trust in alternative retirement savings options compared to traditional pension funds.
At the same time, crypto-focused pension funds are attracting increasing attention from younger generations. However, 73% of respondents admitted they don’t understand where and how such organizations invest, which hinders broader adoption of alternative and hybrid pension systems.
The Bitget Research survey included responses from 34,382 participants across various age groups, with 48.55% representing Gen Z and Alpha.
Another study conducted by CryptoQuant in 2024 showed that 35% of crypto users were between the ages of 25 and 34. Most respondents reported investing less than $10,000 annually, highlighting the dominance of retail investors in the market.
In 2024, major U.S. pension funds began actively investing in cryptocurrency exchange-traded funds (ETF).
